{"id":1049,"date":"2026-09-16T10:37:18","date_gmt":"2026-09-16T10:37:18","guid":{"rendered":"https:\/\/www.rotharia.com\/uncategorized\/who-is-watching-your-portfolio-between-meetings\/"},"modified":"2026-09-24T10:36:18","modified_gmt":"2026-09-24T10:36:18","slug":"qui-surveille-votre-portefeuille-entre-deux-reunions","status":"publish","type":"post","link":"https:\/\/www.rotharia.com\/fr\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/","title":{"rendered":"Qui surveille votre portefeuille entre deux r\u00e9unions ?"},"content":{"rendered":"<figure class=\"wp-block-image size-large\">\n<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png\" alt=\"\" class=\"wp-image-1048\" srcset=\"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png 1200w, https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-300x200.png 300w, https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-1024x683.png 1024w, https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-768x512.png 768w, https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-18x12.png 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/>\n\n<\/figure>\n\n\n<style>body.single-post .cm-featured-image { display: none !important; }<\/style>\n\n<p data-pm-slice=\"1 1 []\"><span>Les march\u00e9s peuvent \u00e9voluer, les r\u00e9partitions peuvent se d\u00e9caler et des risques peuvent appara\u00eetre bien avant votre prochaine r\u00e9union de bilan. Alors, qui surveille activement votre portefeuille entre-temps ?<\/span><\/p><p dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\" id=\"docs-internal-guid-334fa97d-7fff-12a9-13ae-4981f5ca891d\"><span style=\"font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;\">Il est rare qu\u2019un portefeuille soit rest\u00e9 inchang\u00e9 trois mois apr\u00e8s la derni\u00e8re r\u00e9vision. Un titre a progress\u00e9 plus rapidement que les autres, le franc suisse a fluctu\u00e9, une obligation est arriv\u00e9e \u00e0 \u00e9ch\u00e9ance. Un fonds de capital-investissement a demand\u00e9 le remboursement de capitaux ou a vers\u00e9 des liquidit\u00e9s. Vous n\u2019avez peut-\u00eatre pas modifi\u00e9 la moindre instruction, mais la composition du portefeuille a \u00e9volu\u00e9.&nbsp;<\/span><\/p><p dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"><span style=\"font-size:11pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;\">Les banques priv\u00e9es et les gestionnaires de fortune utilisent des logiciels de gestion de portefeuille pour suivre ces \u00e9volutions entre deux r\u00e9unions. Ces syst\u00e8mes comparent les positions d\u00e9tenues aux fourchettes d'allocation, aux limites de risque, aux exigences de liquidit\u00e9 et aux restrictions d'investissement d\u00e9finies pour le mandat. D\u00e8s qu'une position d\u00e9passe l'une de ces limites, le portefeuille est renvoy\u00e9 \u00e0 l'\u00e9quipe d'investissement pour examen.<br><br><\/span>Ce qui importe apr\u00e8s la r\u00e9union, c'est de savoir si quelqu'un remarque que le portefeuille commence \u00e0 s'\u00e9carter du plan convenu.<br><br><\/p><h2><span>Votre portefeuille \u00e9volue constamment<\/span><\/h2><p class=\"isSelectedEnd\"><span>Les march\u00e9s boursiers ne font pas progresser tous les titres au m\u00eame rythme. Ce sont les positions les plus solides qui gagnent le plus de terrain en premier. Les fluctuations des taux de change modifient la valeur des actifs \u00e9trangers, tandis que les \u00e9ch\u00e9ances obligataires et les flux de tr\u00e9sorerie du march\u00e9 priv\u00e9 font \u00e9voluer la situation en mati\u00e8re de liquidit\u00e9.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les actifs priv\u00e9s suivent un rythme diff\u00e9rent. Les cours des actions cot\u00e9es en bourse \u00e9voluent tout au long de la journ\u00e9e. Les fonds de capital-investissement et les portefeuilles immobiliers s'appuient souvent sur des valorisations datant de plusieurs semaines, voire de plusieurs mois. Un portefeuille mixte rassemble donc \u00e0 la fois des cours actuels, des valorisations plus anciennes et les mouvements de tr\u00e9sorerie qui ont eu lieu entre-temps.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les gestionnaires de patrimoine appellent \u00ab d\u00e9rive du portefeuille \u00bb l'\u00e9cart entre la r\u00e9partition initialement convenue avec vous et celle que vous d\u00e9tenez actuellement. Autrefois, les conseillers constataient souvent ce ph\u00e9nom\u00e8ne lors de la pr\u00e9paration de la prochaine revue formelle. Aujourd'hui, les syst\u00e8mes de gestion de portefeuille d\u00e9tectent ces changements plus t\u00f4t.<\/span><\/p><p class=\"isSelectedEnd\"><span>La soci\u00e9t\u00e9 d\u00e9finit les r\u00e8gles de surveillance applicables \u00e0 votre mandat. Une allocation en actions peut d\u00e9clencher un r\u00e9examen d\u00e8s lors qu\u2019elle sort de la fourchette autoris\u00e9e. Ce m\u00eame syst\u00e8me peut signaler un niveau de liquidit\u00e9s insuffisant, une position surdimensionn\u00e9e ou un non-respect d\u2019une restriction d\u2019investissement. Le conseiller examine le portefeuille d\u00e8s qu\u2019une de ces conditions est remplie et d\u00e9cide si la situation n\u00e9cessite une intervention.<\/span><\/p><h2><span>Ce que votre gestionnaire de patrimoine peut voir<\/span><\/h2><p class=\"isSelectedEnd\"><span>Votre banque priv\u00e9e a connaissance des actifs que vous d\u00e9tenez aupr\u00e8s d'elle. Elle n'a toutefois pas automatiquement connaissance des titres de la m\u00eame soci\u00e9t\u00e9 d\u00e9tenus sur un autre compte de d\u00e9p\u00f4t, des liquidit\u00e9s d\u00e9tenues ailleurs ou d'une structure familiale servant \u00e0 financer un investissement sur le march\u00e9 priv\u00e9.<\/span><\/p><p class=\"isSelectedEnd\"><span>Si votre patrimoine est r\u00e9parti entre plusieurs \u00e9tablissements, une position qui semble modeste au sein d'un compte donn\u00e9 peut en r\u00e9alit\u00e9 repr\u00e9senter une part bien plus importante de votre patrimoine total. L'exposition aux devises, la concentration sectorielle et la liquidit\u00e9 peuvent \u00eatre sous-estim\u00e9es pour la m\u00eame raison.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les syst\u00e8mes de gestion de patrimoine consolid\u00e9s regroupent les informations provenant de plusieurs d\u00e9positaires et de diff\u00e9rentes classes d'actifs au sein d'une vue d'ensemble du portefeuille. Le conseiller dispose ainsi d'une vision plus globale de la concentration, de la r\u00e9partition et de la tr\u00e9sorerie, plut\u00f4t que de devoir traiter un compte \u00e0 la fois.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les informations ne sont pas toutes mises \u00e0 jour \u00e0 la m\u00eame fr\u00e9quence. Les titres cot\u00e9s font l'objet de mises \u00e0 jour fr\u00e9quentes. Les valorisations des actifs du march\u00e9 priv\u00e9 sont mises \u00e0 jour moins souvent. Les actifs saisis manuellement restent inchang\u00e9s jusqu'\u00e0 ce que quelqu'un les mette \u00e0 jour. Un portefeuille peut ainsi afficher les cours des actions d'hier aux c\u00f4t\u00e9s des valeurs d'actifs priv\u00e9s datant de plusieurs mois.<\/span><\/p><p class=\"isSelectedEnd\"><span>Avant de donner suite \u00e0 une alerte, le conseiller doit savoir quelles donn\u00e9es sont \u00e0 jour et lesquelles ne le sont pas.<\/span><\/p><h2><span>Que se passe-t-il apr\u00e8s une alerte ?<\/span><\/h2><p class=\"isSelectedEnd\"><span>C'est votre mandat qui d\u00e9termine qui intervient.<\/span><\/p><p class=\"isSelectedEnd\"><span>Dans le cadre d'une gestion discr\u00e9tionnaire, vous avez d\u00e9j\u00e0 autoris\u00e9 le gestionnaire de portefeuille \u00e0 prendre des d\u00e9cisions dans les limites convenues. Le gestionnaire examine le d\u00e9passement de ces limites en tenant compte de l'ensemble du portefeuille et d\u00e9cide s'il convient ou non de r\u00e9aliser une op\u00e9ration.<\/span><\/p><p class=\"isSelectedEnd\"><span>Dans le cadre d'un mandat de conseil, le conseiller examine la question et vous soumet une recommandation avant que le moindre changement ne soit apport\u00e9.<\/span><\/p><p class=\"isSelectedEnd\"><span>Une entorse \u00e0 la strat\u00e9gie ne suffit pas \u00e0 elle seule \u00e0 d\u00e9terminer la d\u00e9cision d'investissement. Une pond\u00e9ration plus \u00e9lev\u00e9e des actions pourrait tout de m\u00eame convenir \u00e0 votre situation. Vous pourriez avoir besoin de liquidit\u00e9s prochainement, attendre des rentr\u00e9es d'argent provenant d'un autre investissement ou d\u00e9tenir ailleurs des actifs qui modifient la donne globale. Se contenter de ramener un seul chiffre \u00e0 l'objectif sans tenir compte du reste du mandat reviendrait \u00e0 ignorer ce contexte.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les r\u00e8gles suisses en mati\u00e8re d'ad\u00e9quation imposent aux entreprises proposant des services de gestion de portefeuille et de conseil en investissement continu ax\u00e9 sur le portefeuille de prendre en compte la situation financi\u00e8re du client, ses objectifs d'investissement, sa propension au risque, son horizon de placement et ses contraintes lors de la d\u00e9finition et de la mise en \u0153uvre de la strat\u00e9gie d'investissement.<\/span><\/p><p class=\"isSelectedEnd\"><span>Les gestionnaires de patrimoine ont \u00e9galement recours \u00e0 des fourchettes de tol\u00e9rance pour \u00e9viter les op\u00e9rations inutiles. Chaque transaction engendre des co\u00fbts, et il n'est pas possible de r\u00e9ajuster la taille des placements illiquides \u00e0 chaque fluctuation des march\u00e9s. Cette fourchette laisse au portefeuille une marge de man\u0153uvre avant que le gestionnaire n'intervienne.<\/span><\/p><p class=\"isSelectedEnd\"><span>Ces limites s'inscrivent dans le processus d'investissement de la soci\u00e9t\u00e9. Des fourchettes plus \u00e9troites entra\u00eenent un r\u00e9examen plus rapide des portefeuilles. Des fourchettes plus larges permettent une plus grande marge de man\u0153uvre avant toute intervention.<\/span><\/p><h2><span>Entre deux r\u00e9unions, la rapidit\u00e9 est essentielle<\/span><\/h2><p class=\"isSelectedEnd\"><span>Avaloq, fournisseur de technologies de gestion de patrimoine et de syst\u00e8mes bancaires de base dont le si\u00e8ge est \u00e0 Zurich, a interrog\u00e9 plus de 3 800 investisseurs fortun\u00e9s ou tr\u00e8s fortun\u00e9s et 450 professionnels de la gestion de patrimoine sur 15 march\u00e9s dans le cadre de son \u00e9tude \u2019 Wealth Insights 2025 \u00bb. Soixante-neuf pour cent des investisseurs ont d\u00e9clar\u00e9 souhaiter que leur conseiller r\u00e9agisse plus rapidement aux \u00e9volutions du march\u00e9. Parmi les professionnels de la gestion de patrimoine, 38 % ont cit\u00e9 le manque de temps comme un obstacle \u00e0 la fourniture de conseils personnalis\u00e9s.<\/span><\/p><p class=\"isSelectedEnd\"><span>Le suivi des portefeuilles r\u00e9duit le nombre de v\u00e9rifications manuelles. Les charg\u00e9s de client\u00e8le commencent par examiner les comptes dont la limite a d\u00e9j\u00e0 \u00e9t\u00e9 d\u00e9pass\u00e9e, au lieu d'ouvrir chaque portefeuille pour d\u00e9terminer ce qui a chang\u00e9.<\/span><\/p><p class=\"isSelectedEnd\"><span>Cette alerte doit encore faire l'objet d'une \u00e9valuation. Une position concentr\u00e9e peut \u00eatre maintenue, car sa vente risquerait de cr\u00e9er un autre probl\u00e8me ailleurs dans le mandat. Un avertissement de liquidit\u00e9 peut donner lieu \u00e0 un \u00e9change plut\u00f4t qu'\u00e0 une transaction. Dans le cadre d'un mandat discr\u00e9tionnaire, le gestionnaire de portefeuille peut agir dans les limites des pouvoirs pr\u00e9alablement convenus avec vous.<\/span><\/p><p class=\"isSelectedEnd\">En juin 2026, l'Autorit\u00e9 f\u00e9d\u00e9rale de surveillance des march\u00e9s financiers (FINMA) a attir\u00e9 l'attention sur les faiblesses qu'elle avait constat\u00e9es \u00e0 la suite d'une forte augmentation du nombre de cas impliquant des gestionnaires de portefeuille, qui avaient fait l'objet d'un suivi en raison de lacunes. Certains de ces cas avaient entra\u00een\u00e9 des pertes substantielles pour les clients. La FINMA a appel\u00e9 \u00e0 une identification plus pr\u00e9coce des risques, \u00e0 une gouvernance solide et \u00e0 une application coh\u00e9rente des r\u00e8gles de conduite, dans le respect des int\u00e9r\u00eats des clients.<\/p><p><span>D'ici \u00e0 ce que vous vous pr\u00e9sentiez \u00e0 la prochaine \u00e9valuation formelle, votre <a href=\"https:\/\/www.rotharia.com\/fr\/categorie\/gestion-de-patrimoine\/\">conseiller<\/a> devraient d\u00e9j\u00e0 savoir si une position est devenue trop importante, si la liquidit\u00e9 a \u00e9volu\u00e9 ou si le portefeuille est sorti d\u2019une fourchette convenue. La r\u00e9union pourra alors se concentrer sur la d\u00e9cision \u00e0 prendre plut\u00f4t que sur la constatation que le portefeuille a \u00e9volu\u00e9 plusieurs mois auparavant.<br><\/span><span style=\"font-size:13pt;font-family:Arial,sans-serif;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;\"><\/span><\/p><br><h3><span>Cinq questions \u00e0 poser \u00e0 votre conseiller en gestion de patrimoine<\/span><\/h3><p class=\"isSelectedEnd\"><strong><span>01 Que v\u00e9rifiez-vous entre deux \u00e9valuations officielles de mon portfolio ?<\/span><\/strong><br><span>Demandez quelles sont les limites applicables en mati\u00e8re d'allocation, de concentration, de devises, de liquidit\u00e9 et de restrictions d'investissement.<\/span><\/p><p class=\"isSelectedEnd\"><strong><span>02 Qu'est-ce qui permet \u00e0 mon portefeuille de retenir l'attention d'un conseiller ?<\/span><\/strong><br><span>D\u00e9couvrez quelles initiatives donnent lieu \u00e0 un r\u00e9examen et lesquelles restent dans le cadre du mandat convenu.<\/span><\/p><p class=\"isSelectedEnd\"><strong><span>03 Avez-vous une vue d'ensemble de mon patrimoine total ou uniquement des actifs d\u00e9tenus aupr\u00e8s de votre \u00e9tablissement ?<\/span><\/strong><br><span>Si vous faites appel \u00e0 plusieurs banques ou \u00e0 plusieurs v\u00e9hicules d'investissement, demandez si la soci\u00e9t\u00e9 assure un suivi global de ces expositions.<\/span><\/p><p class=\"isSelectedEnd\"><strong><span>04 Que se passe-t-il lorsque le syst\u00e8me signale une violation ?<\/span><\/strong><br><span>Qui l'examine, dans quels d\u00e9lais, et qui d\u00e9cide si cela donne lieu \u00e0 une recommandation, \u00e0 une transaction ou \u00e0 aucune mesure ?<\/span><\/p><p class=\"isSelectedEnd\"><strong><span>05 \u00c0 quand remonte la derni\u00e8re r\u00e9vision de mes limites de surveillance ?<\/span><\/strong><br><span>Ces seuils doivent toutefois rester en ad\u00e9quation avec votre strat\u00e9gie d'investissement, vos besoins en mati\u00e8re de liquidit\u00e9 et les contraintes qui s'imposent.<\/span><\/p><h3><span>Le fond du sujet<\/span><\/h3><p><span>Votre portefeuille continue d'\u00e9voluer une fois la r\u00e9union termin\u00e9e. C'est le processus de suivi mis en place par votre gestionnaire de patrimoine qui d\u00e9termine \u00e0 quel moment ces changements feront \u00e0 nouveau l'objet d'un examen professionnel.<\/span><\/p><p><br><span><br><\/span><\/p><p dir=\"ltr\" style=\"line-height:1.38;margin-top:0pt;margin-bottom:0pt;\"><br><br><br><\/p><br>","protected":false},"excerpt":{"rendered":"<p>Les march\u00e9s peuvent \u00e9voluer, les r\u00e9partitions peuvent se d\u00e9caler et des risques peuvent appara\u00eetre bien avant votre prochaine r\u00e9union de bilan. Alors, qui surveille activement votre portefeuille entre-temps ?<\/p>","protected":false},"author":2,"featured_media":1048,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[33],"tags":[],"class_list":["post-1049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-portfolio-management-tools"],"magazineBlocksPostFeaturedMedia":{"thumbnail":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-150x150.png","medium":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-300x200.png","medium_large":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-768x512.png","large":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-1024x683.png","1536x1536":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","2048x2048":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","trp-custom-language-flag":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-18x12.png","colormag-highlighted-post":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-392x272.png","colormag-featured-post-medium":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-390x205.png","colormag-featured-post-small":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-130x90.png","colormag-featured-image":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-800x445.png","colormag-default-news":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-150x150.png","colormag-featured-image-large":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-1200x600.png"},"magazineBlocksPostAuthor":{"name":"William","avatar":"https:\/\/secure.gravatar.com\/avatar\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g"},"magazineBlocksPostCommentsNumber":false,"magazineBlocksPostExcerpt":"Markets can shift, allocations can drift, and risks can emerge long before your next review meeting\u2014so who is actively watching your portfolio in the meantime?","magazineBlocksPostCategories":["Portfolio Management Tools"],"magazineBlocksPostViewCount":845,"magazineBlocksPostReadTime":6,"magazine_blocks_featured_image_url":{"full":["https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png",1200,800,false],"medium":["https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-300x200.png",300,200,true],"thumbnail":["https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244-150x150.png",150,150,true]},"magazine_blocks_author":{"display_name":"William","author_link":"https:\/\/www.rotharia.com\/fr\/author\/william\/"},"magazine_blocks_comment":0,"magazine_blocks_author_image":"https:\/\/secure.gravatar.com\/avatar\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g","magazine_blocks_category":"<a href=\"https:\/\/www.rotharia.com\/fr\/category\/wealth-management-software\/portfolio-management-tools\/\">Portfolio Management Tools<\/a>","videoUrl":"","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Who Is Watching Your Portfolio Between Meetings?<\/title>\n<meta name=\"description\" content=\"Markets can shift, allocations can drift, and risks can emerge long before your next review meeting\u2014so who is actively watching your portfolio in the meantime?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rotharia.com\/fr\/logiciel-de-gestion-de-patrimoine\/outils-de-gestion-de-portefeuille\/qui-surveille-votre-portefeuille-entre-deux-reunions\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Who Is Watching Your Portfolio Between Meetings?\" \/>\n<meta property=\"og:description\" content=\"Markets can shift, allocations can drift, and risks can emerge long before your next review meeting\u2014so who is actively watching your portfolio in the meantime?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.rotharia.com\/fr\/logiciel-de-gestion-de-patrimoine\/outils-de-gestion-de-portefeuille\/qui-surveille-votre-portefeuille-entre-deux-reunions\/\" \/>\n<meta property=\"og:site_name\" content=\"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-16T10:37:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-24T10:36:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"William\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"William\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/\"},\"author\":{\"name\":\"William\",\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#\\\/schema\\\/person\\\/e4b7694d8a0486d08742dd200c03c738\"},\"headline\":\"Who Is Watching Your Portfolio Between Meetings?\",\"datePublished\":\"2026-09-16T10:37:18+00:00\",\"dateModified\":\"2026-09-24T10:36:18+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/\"},\"wordCount\":1142,\"publisher\":{\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/rotharia_image_20260916_845244.png\",\"articleSection\":[\"Portfolio Management Tools\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/\",\"url\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/\",\"name\":\"Who Is Watching Your Portfolio Between Meetings?\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/rotharia_image_20260916_845244.png\",\"datePublished\":\"2026-09-16T10:37:18+00:00\",\"dateModified\":\"2026-09-24T10:36:18+00:00\",\"description\":\"Markets can shift, allocations can drift, and risks can emerge long before your next review meeting\u2014so who is actively watching your portfolio in the meantime?\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/rotharia_image_20260916_845244.png\",\"contentUrl\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/rotharia_image_20260916_845244.png\",\"width\":1200,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.rotharia.com\\\/wealth-management-software\\\/portfolio-management-tools\\\/who-is-watching-your-portfolio-between-meetings\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Who Is Watching Your Portfolio Between Meetings?\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#website\",\"url\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/\",\"name\":\"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform\",\"description\":\"Rotharia is a premier global platform dedicated to wealth management, family offices, private capital, and the technologies shaping how ultra-high-net-worth individuals preserve, grow, and govern wealth across generations.\",\"publisher\":{\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#organization\",\"name\":\"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform\",\"url\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Rotharia.png\",\"contentUrl\":\"https:\\\/\\\/www.rotharia.com\\\/wp-content\\\/uploads\\\/2026\\\/08\\\/Rotharia.png\",\"width\":217,\"height\":97,\"caption\":\"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform\"},\"image\":{\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"http:\\\/\\\/www.rotharia.com\\\/es\\\/#\\\/schema\\\/person\\\/e4b7694d8a0486d08742dd200c03c738\",\"name\":\"William\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g\",\"caption\":\"William\"},\"url\":\"https:\\\/\\\/www.rotharia.com\\\/fr\\\/author\\\/william\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Qui surveille votre portefeuille entre deux r\u00e9unions ?","description":"Les march\u00e9s peuvent \u00e9voluer, les r\u00e9partitions peuvent se d\u00e9caler et des risques peuvent appara\u00eetre bien avant votre prochaine r\u00e9union de bilan. Alors, qui surveille activement votre portefeuille entre-temps ?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.rotharia.com\/fr\/logiciel-de-gestion-de-patrimoine\/outils-de-gestion-de-portefeuille\/qui-surveille-votre-portefeuille-entre-deux-reunions\/","og_locale":"fr_FR","og_type":"article","og_title":"Who Is Watching Your Portfolio Between Meetings?","og_description":"Markets can shift, allocations can drift, and risks can emerge long before your next review meeting\u2014so who is actively watching your portfolio in the meantime?","og_url":"https:\/\/www.rotharia.com\/fr\/logiciel-de-gestion-de-patrimoine\/outils-de-gestion-de-portefeuille\/qui-surveille-votre-portefeuille-entre-deux-reunions\/","og_site_name":"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform","article_published_time":"2026-09-16T10:37:18+00:00","article_modified_time":"2026-09-24T10:36:18+00:00","og_image":[{"width":1200,"height":800,"url":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","type":"image\/png"}],"author":"William","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"William","Dur\u00e9e de lecture estim\u00e9e":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#article","isPartOf":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/"},"author":{"name":"William","@id":"http:\/\/www.rotharia.com\/es\/#\/schema\/person\/e4b7694d8a0486d08742dd200c03c738"},"headline":"Who Is Watching Your Portfolio Between Meetings?","datePublished":"2026-09-16T10:37:18+00:00","dateModified":"2026-09-24T10:36:18+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/"},"wordCount":1142,"publisher":{"@id":"http:\/\/www.rotharia.com\/es\/#organization"},"image":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","articleSection":["Portfolio Management Tools"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/","url":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/","name":"Qui surveille votre portefeuille entre deux r\u00e9unions ?","isPartOf":{"@id":"http:\/\/www.rotharia.com\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#primaryimage"},"image":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#primaryimage"},"thumbnailUrl":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","datePublished":"2026-09-16T10:37:18+00:00","dateModified":"2026-09-24T10:36:18+00:00","description":"Les march\u00e9s peuvent \u00e9voluer, les r\u00e9partitions peuvent se d\u00e9caler et des risques peuvent appara\u00eetre bien avant votre prochaine r\u00e9union de bilan. Alors, qui surveille activement votre portefeuille entre-temps ?","breadcrumb":{"@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#primaryimage","url":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","contentUrl":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/09\/rotharia_image_20260916_845244.png","width":1200,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/www.rotharia.com\/wealth-management-software\/portfolio-management-tools\/who-is-watching-your-portfolio-between-meetings\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"http:\/\/www.rotharia.com\/es\/"},{"@type":"ListItem","position":2,"name":"Who Is Watching Your Portfolio Between Meetings?"}]},{"@type":"WebSite","@id":"http:\/\/www.rotharia.com\/es\/#website","url":"http:\/\/www.rotharia.com\/es\/","name":"Plateforme d'information sur la richesse mondiale, les family offices et les capitaux","description":"Rotharia est une plateforme mondiale de premier plan consacr\u00e9e \u00e0 la gestion de patrimoine, aux family offices, aux capitaux priv\u00e9s et aux technologies qui fa\u00e7onnent la mani\u00e8re dont les particuliers tr\u00e8s fortun\u00e9s pr\u00e9servent, d\u00e9veloppent et g\u00e8rent leur patrimoine \u00e0 travers les g\u00e9n\u00e9rations.","publisher":{"@id":"http:\/\/www.rotharia.com\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/www.rotharia.com\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"http:\/\/www.rotharia.com\/es\/#organization","name":"Plateforme d'information sur la richesse mondiale, les family offices et les capitaux","url":"http:\/\/www.rotharia.com\/es\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"http:\/\/www.rotharia.com\/es\/#\/schema\/logo\/image\/","url":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/08\/Rotharia.png","contentUrl":"https:\/\/www.rotharia.com\/wp-content\/uploads\/2026\/08\/Rotharia.png","width":217,"height":97,"caption":"Global Wealth, Family Offices &amp; Capital Intelligence Insight Platform"},"image":{"@id":"http:\/\/www.rotharia.com\/es\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"http:\/\/www.rotharia.com\/es\/#\/schema\/person\/e4b7694d8a0486d08742dd200c03c738","name":"William","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/82207cc30d613dea4e5fc4ce5dad6b48bc98e8cde6e3910b0adcb2b12199eab1?s=96&d=mm&r=g","caption":"William"},"url":"https:\/\/www.rotharia.com\/fr\/author\/william\/"}]}},"_links":{"self":[{"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/posts\/1049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/comments?post=1049"}],"version-history":[{"count":1,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/posts\/1049\/revisions"}],"predecessor-version":[{"id":1340,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/posts\/1049\/revisions\/1340"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/media\/1048"}],"wp:attachment":[{"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/media?parent=1049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/categories?post=1049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rotharia.com\/fr\/wp-json\/wp\/v2\/tags?post=1049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}